Why is a Pension Specialist important?

First Stage

  • The value of each of your pensions
  • A projection of funds at retirement
  • A comparison with an alternative solution
  • The current investment strategy and other important information about your pension

What is included in your pension review?

The adviser will produce a comprehensive and easy way to understand report that is performed in two parts.

Second Stage

  • Whether you will be better off making a transfer to an alternative scheme
  • What features you desire, such as being able to view your pension online
  • They will assess the risk you are prepared to take (if any) and construct a recommended portfolio
  • They will recommend a course of action

Your Pension Review

The pension review service will help you on your way to achieving the income and lifestyle you desire at retirement.

You have made a positive start by having a pension but improper management of your pension could still leave you wanting more. The size of your final pension fund will determine how much income you have at retirement.Excessive charges, poor performance or a delay in addressing a contribution shortfall will have a dramatic impact on your fund and retirement income.

A pension review will highlight these issues and help you to address them as well as detailing the benefits you can expect at retirement and how much tax-free cash is available to you now and/or when your retire.

Independent Financial Advice

Once we trace your pensions an FCA(Financial Conduct Authority) registered Independent Financial Adviser and pension specialist will contact you to produce a free pension report and provide a free and no obligation pension review.

Your allocated adviser will provide you with comprehensive and unbiased independent financial advice, to help you understand what you have, your options and help ensure you make the right decisions at the right time.

Get Started
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Contact us

You can also request contact details from the Pension Tracing Service by phone or by post.

The Pension Tracing Service

Telephone: 0800 1223 170

From outside the UK: +44 (0) 1782 389134

Monday to Friday, 9:30 am to 5:00 pm

Address

The Pension Tracing Service

The Lantern

High Street

Ilfracombe

EX34 9QB

Copyright 2026 by Pension Tracing Service®

The Pension Tracing Service® is a trading style of Millennial Wealth Ltd. We are authorised and regulated by the Financial Conduct Authority (FCA number 914746). Pinnacle House, 34 Newark Road, Peterborough, PE1 5YD. Registered company number 11557299.

Profile Pensions is a trading name of Profile Financial Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA number 596398). Registered office: Norwest Court, Guildhall Street, Preston, PR1 3NU.

This service is not affiliated with the Department for Work and Pensions or any government body. When you click to get started, you'll be taken to Profile Pensions to complete your sign-up and begin the Find, Check & Transfer service. Capital at risk: the value of investments can go down as well as up and you may get back less than you put in. Past performance is not a guide to future performance. Tax treatment depends on your individual circumstances and may change.

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¹ Unbiased, "Advice worth nearly £5k a year over a decade", December 2022. 3.3 million lost pots / £31.1bn / £9,470 average / +60% since 2018: Pensions Policy Institute (PPI) research.