The Pension Credit was introduced in2003 in a bid to lift the poorest retired people out of poverty. This is a means-tested benefit which means your income and savings are taken into consideration.
The Pension Credit is divided into two parts – Guaranteed Credit and Savings Credit. Guaranteed Credit is for those who have reached the minimum qualifying age, and it works by topping up your weekly income to £173.75 if you’re single and £265.20 if otherwise. These amounts are much higher for those who are disabled, have caring responsibilities or certain housing costs.Meanwhile, if you are aged 65 or over and live in Britain, you may be entitled to Savings Credit.
To qualify for the Savings Credit you (and your partner, if you have one)reached State Pension age before 6 April 2016. You can get the Savings Credit either on its own or with the Guaranteed Credit. Single people can get £13.97 a week, and those with a partner can get up to £15.62.
Bear in mind that changes to the state pension age are likely to impact the Pension Credits qualifying age – the qualifying age is increasing in line with women’s state pension age. However, you can still be eligible for Pension Credits if your partner has not reached the qualifying age, providing that you have. To apply for Pension Credits, call one of our advisers, or complete an application form.
You can also request contact details from the Pension Tracing Service by phone or by post.
The Pension Tracing Service
Telephone: 0800 1223 170
From outside the UK: +44 (0) 1782 389134
Monday to Friday, 9:30 am to 5:00 pm
Address
The Pension Tracing Service
The Lantern
High Street
Ilfracombe
EX34 9QB
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The Pension Tracing Service® is a trading style of Millennial Wealth Ltd. We are authorised and regulated by the Financial Conduct Authority (FCA number 914746). Pinnacle House, 34 Newark Road, Peterborough, PE1 5YD. Registered company number 11557299.
Profile Pensions is a trading name of Profile Financial Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA number 596398). Registered office: Norwest Court, Guildhall Street, Preston, PR1 3NU.
This service is not affiliated with the Department for Work and Pensions or any government body. When you click to get started, you'll be taken to Profile Pensions to complete your sign-up and begin the Find, Check & Transfer service. Capital at risk: the value of investments can go down as well as up and you may get back less than you put in. Past performance is not a guide to future performance. Tax treatment depends on your individual circumstances and may change.
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