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Your data will not be shared with a third party other than for the purpose of completing the service which you have applied for. 

Phone 0800 1223 170

to make a telephone application

Lines open: Mon - Fri 9am- 5:30pm

Phone 0800 1223 170

to make a telephone application

Lines open: Mon - Fri 9am- 5:30pm

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Copyright 2016 by Pension Tracing Service ® 

This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist. 

Copyright 2016 by Pension Tracing Service ® 

This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist. 

Company stakeholder pensions

Company stakeholder pensions

If you work for a company that has five or more employees, then the company has a legal obligation – if they do not offer an existing pension to their workers – to provide you with access to a stakeholder pension. Some employers will also throw in their own contribution to the scheme on top of any contributions you make yourself. Usually, these are called ‘employer-sponsored’ schemes.

Annual statement of contributions

The employer is effectively offering you free money here, so it might well be worth taking advantage of, even if you have pension provision elsewhere. If you do take up a stakeholder pension scheme at work, your employer is legally obliged to supply you with an annual statement of all contributions and the pension’s current value, as well as supply a forecast of what potentially the pension could be worth when you retire. Joining a stakeholder pension firm does not disqualify you from the national pension entitlement – it is designed simply to supplement it. The older you are, the more important it is to keep up your contributions, and to pay in as much as you can afford. Employers, where legally obliged, must offer their staff access to a stakeholder scheme – and they can be fined up to £50,000 if they don’t. Don’t forget, starting in October 2012, new auto-enrolment rules mean that all companies will need to offer a pension scheme.

If you work for a company that has five or more employees, then the company has a legal obligation – if they do not offer an existing pension to their workers – to provide you with access to a stakeholder pension. Some employers will also throw in their own contribution to the scheme on top of any contributions you make yourself. Usually, these are called ‘employer-sponsored’ schemes.

Annual statement of contributions

The employer is effectively offering you free money here, so it might well be worth taking advantage of, even if you have pension provision elsewhere. If you do take up a stakeholder pension scheme at work, your employer is legally obliged to supply you with an annual statement of all contributions and the pension’s current value, as well as supply a forecast of what potentially the pension could be worth when you retire. Joining a stakeholder pension firm does not disqualify you from the national pension entitlement – it is designed simply to supplement it. The older you are, the more important it is to keep up your contributions, and to pay in as much as you can afford. Employers, where legally obliged, must offer their staff access to a stakeholder scheme – and they can be fined up to £50,000 if they don’t. Don’t forget, starting in October 2012, new auto-enrolment rules mean that all companies will need to offer a pension scheme.

Help me

Help me

my pensions

my pensions