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Your data will not be shared with a third party other than for the purpose of completing the service which you have applied for. 

Phone 0800 1223 170

to make a telephone application

Lines open: Mon - Fri 9am- 5:30pm

Phone 0800 1223 170

to make a telephone application

Lines open: Mon - Fri 9am- 5:30pm

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Copyright 2016 by Pension Tracing Service ® 

This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist. 

Copyright 2016 by Pension Tracing Service ® 

This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist. 

Combining pension pots

Combining pension pots

Very few of us remain in the same job from school to retirement, and that can result in several different pension pots. Combining them all together can make financial sense, but only if it is handled in the right way, by having pension advice we can help you with that..

Things to be aware of when combining pensions

The downside of combining pension pots include exit penalties, expensive pension advice, or a mistake resulting in higher pension charges.The path you decide to  take with your pension scheme will depend on what kind of pension you have. When you are  moving a pension scheme always be aware of the benefits that you are giving up. Yyou may need a high level of investment return to match what is provided by your pension. Other types of pensions, such as money purchase occupational schemes or personal pensions may be worth combining into one place. This type of pension relies heavily on contributions and investment growth to build up a pension fund. By bringing these pensions under one roof, you can benefit from lower charges as well as boosting fund performance. You will also be able to keep a clear eye of your pension performance.

Finding a new pension

Combining a pension pot is an excellent opportunity to get the most suitable pension scheme possible. It is worth considering what the annual management charges are, how you could save on them, the investment performance of the fund and any future exit fees. Some pension investors like the freedom to choose their own funds, using self-invested personal pensions. Combining pension pots is an ideal opportunity to seek pension advice. Remember, a good financial adviser should make your retirement much easier by finding the best pension investment possible. If you need help combining your pensions pots, please fill in a free enquiry form and a specialist pensions adviser will contact you.

Very few of us remain in the same job from school to retirement, and that can result in several different pension pots. Combining them all together can make financial sense, but only if it is handled in the right way, by having pension advice we can help you with that..

Things to be aware of when combining pensions

The downside of combining pension pots include exit penalties, expensive pension advice, or a mistake resulting in higher pension charges.The path you decide to  take with your pension scheme will depend on what kind of pension you have. When you are  moving a pension scheme always be aware of the benefits that you are giving up. Yyou may need a high level of investment return to match what is provided by your pension. Other types of pensions, such as money purchase occupational schemes or personal pensions may be worth combining into one place. This type of pension relies heavily on contributions and investment growth to build up a pension fund. By bringing these pensions under one roof, you can benefit from lower charges as well as boosting fund performance. You will also be able to keep a clear eye of your pension performance.

Finding a new pension

Combining a pension pot is an excellent opportunity to get the most suitable pension scheme possible. It is worth considering what the annual management charges are, how you could save on them, the investment performance of the fund and any future exit fees. Some pension investors like the freedom to choose their own funds, using self-invested personal pensions. Combining pension pots is an ideal opportunity to seek pension advice. Remember, a good financial adviser should make your retirement much easier by finding the best pension investment possible. If you need help combining your pensions pots, please fill in a free enquiry form and a specialist pensions adviser will contact you.

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my pensions

my pensions