Pre April 2016, if you were employed you paid Class 1 National Insurance this entitled you to the Basic StatePension and an Additional State Pension. The Additional State Pension was based on your earnings along with theNational Insurance contributions you had made. If you had built up a sizable entitlement to Additional State Pension by April 2016, this could mean that you have already built up a pension under the old system that is worth more than the full new State Pension of £175.20 a week.
If this is you, you will get the full new State Pension amount and will keep any amount above this as a ‘protected payment’, which will increase with inflation.
Post April 2016, you will have stopped building up any more State Pension under the old rules, including via theAdditional State Pension.
You can also request contact details from the Pension Tracing Service by phone or by post.
The Pension Tracing Service
Telephone: 0800 1223 170
From outside the UK: +44 (0) 1782 389134
Monday to Friday, 9:30 am to 5:00 pm
Address
The Pension Tracing Service
The Lantern
High Street
Ilfracombe
EX34 9QB
Copyright 2020 by Pension Tracing Service ®
The Pension Tracing Service ® is a trading style of the Millennial Wealth Ltd. We are authorised and regulated by the Financial Conduct Authority. FCA number 914746. Unit 11Flag Business Exchange Peterborough Cambridgeshire PE1 5TX. The registered company number is 11557299
This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist.
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