Pre April 2016, if you were employed you paid Class 1 National Insurance this entitled you to the Basic StatePension and an Additional State Pension. The Additional State Pension was based on your earnings along with theNational Insurance contributions you had made. If you had built up a sizable entitlement to Additional State Pension by April 2016, this could mean that you have already built up a pension under the old system that is worth more than the full new State Pension of £175.20 a week.
If this is you, you will get the full new State Pension amount and will keep any amount above this as a ‘protected payment’, which will increase with inflation.
Post April 2016, you will have stopped building up any more State Pension under the old rules, including via theAdditional State Pension.
You can also request contact details from the Pension Tracing Service by phone or by post.
The Pension Tracing Service
Telephone: 0800 1223 170
From outside the UK: +44 (0) 1782 389134
Monday to Friday, 9:30 am to 5:00 pm
Address
The Pension Tracing Service
The Lantern
High Street
Ilfracombe
EX34 9QB
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The Pension Tracing Service® is a trading style of Millennial Wealth Ltd. We are authorised and regulated by the Financial Conduct Authority (FCA number 914746). Pinnacle House, 34 Newark Road, Peterborough, PE1 5YD. Registered company number 11557299.
Profile Pensions is a trading name of Profile Financial Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA number 596398). Registered office: Norwest Court, Guildhall Street, Preston, PR1 3NU.
This service is not affiliated with the Department for Work and Pensions or any government body. When you click to get started, you'll be taken to Profile Pensions to complete your sign-up and begin the Find, Check & Transfer service. Capital at risk: the value of investments can go down as well as up and you may get back less than you put in. Past performance is not a guide to future performance. Tax treatment depends on your individual circumstances and may change.
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