Additional Pension

The government provides the additional state pension and will give you extra money on top of your basic state pension.

The additional state pension is restricted to employees who earn above a lower earnings limit (£5,304) and are not contracted out of this state pension scheme, and for people who are not earning because they are caring for either young children or sick people.

It is also available for those who are sick or disabled. The additional state pension has been called different names in the past. Previously, you received additional state pension through the State Earnings Related Pension Scheme, SERPS.

The amount of SERPS pension you received was based on your National Insurance contributions and how much you earned.

In April 2002, it was changed to the State Second Pension, which is more generous for low and moderate earners, as well as specific carers and people with a long-term illness or disability. However, any additional State Pension earned through SERPS is protected. If you are eligible for an additional state pension, you should receive it when you claim your basic state pension.

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Contact us

You can also request contact details from the Pension Tracing Service by phone or by post.

The Pension Tracing Service
Telephone: 0800 1223 170
From outside the UK: +44 (0) 1782 389134
Monday to Friday, 9:00 am to 5:30 pm

The Pension Tracing Service
400 Pavilion Road

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The Pension Tracing Service ® is a trading style of the Better Retirement Group Ltd. We are authorised and regulated by the Financial Conduct Authority. FCA number 153420. Our registered office is 400 Pavilion Road Northampton NN4 7PA ​

This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist.

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