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Your data will not be shared with a third party other than for the purpose of completing the service which you have applied for. 

Phone 0800 1223 170

to make a telephone application

Lines open: Mon - Fri 9am- 5:30pm

Phone 0800 1223 170

to make a telephone application

Lines open: Mon - Fri 9am- 5:30pm

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Copyright 2016 by Pension Tracing Service ® 

This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist. 

Copyright 2016 by Pension Tracing Service ® 

This service is not affiliated with the Department of Work and Pensions or any government body. The Pension Tracing Service does not offer financial advice to our clients. However we can allocate you an Authorised and Regulated Pension Specialist. 

About pensions

About pensions

Pension Advice

Knowing what your financial situation and pension will be when you decide to no longer work at a fulltime job can feel a little like fortune telling. But who wants to rely on a crystal ball to know what life will be like when that regular pay cheque doesn’t come in any more? This is certainly not a situation that you want to find yourself in when you decide to retire, but what options are out there for you? Well pensions plans are the most obvious option to guarantee a certain amount of monthly income to help support you and your family in your older years. The majority of  us put off planning for those days, but really the sooner you start planning your pension, the more money  you will have when you do retire, so it does pay to start your pension as soon as you can. If you do have a full time job you are more likely to be  building up funds toward a basic State Pension and perhaps an additional State Pension, but relying on these sources of income might not be enough money to allow you to live the lifestyle you are accustomed to when you retire. Basically all pension plans are long term investments that come with special tax rules. You can invest into pension plans when you are receiving more income, usually when you are younger. Then as your income capacity diminishes, usually after the age of 55, you can start tapping into your pension plan to receive additional income. There are three main types of pensions:

Pension Advice

Knowing what your financial situation and pension will be when you decide to no longer work at a fulltime job can feel a little like fortune telling. But who wants to rely on a crystal ball to know what life will be like when that regular pay cheque doesn’t come in any more? This is certainly not a situation that you want to find yourself in when you decide to retire, but what options are out there for you? Well pensions plans are the most obvious option to guarantee a certain amount of monthly income to help support you and your family in your older years. The majority of  us put off planning for those days, but really the sooner you start planning your pension, the more money  you will have when you do retire, so it does pay to start your pension as soon as you can. If you do have a full time job you are more likely to be  building up funds toward a basic State Pension and perhaps an additional State Pension, but relying on these sources of income might not be enough money to allow you to live the lifestyle you are accustomed to when you retire. Basically all pension plans are long term investments that come with special tax rules. You can invest into pension plans when you are receiving more income, usually when you are younger. Then as your income capacity diminishes, usually after the age of 55, you can start tapping into your pension plan to receive additional income. There are three main types of pensions:

Help me

Help me

my pensions

my pensions

Occupational salary-related schemes – your employer pays into a plan that is tied to your occupation and your salary

Occupational defined contribution schemes – also offered by some employers and can also be referred to as money purchase schemes

Stakeholder and Personal pensions – these types of plans can be started by yourself or through your employer.

Occupational salary-related schemes – your employer pays into a plan that is tied to your occupation and your salary

Occupational defined contribution schemes – also offered by some employers and can also be referred to as money purchase schemes

Stakeholder and Personal pensions – these types of plans can be started by yourself or through your employer.

The most easiest way to ensure that you have a sufficient plan is to contact an advisor. If your employer offers pension schemes, it’s a good idea to look into that option first. All employers with five or more employees have to offer some kind of pension scheme. But if you don’t have access to a employer plan, then starting your own is the next option. You can research your own options, but a financial advisor can help you do this. So don’t leave your financial future up to a fortune teller. Take matter into your own hands and get the best pension advice that you deserve and know that your financial future will be taken care of. It’s worth it!

The most easiest way to ensure that you have a sufficient plan is to contact an advisor. If your employer offers pension schemes, it’s a good idea to look into that option first. All employers with five or more employees have to offer some kind of pension scheme. But if you don’t have access to a employer plan, then starting your own is the next option. You can research your own options, but a financial advisor can help you do this. So don’t leave your financial future up to a fortune teller. Take matter into your own hands and get the best pension advice that you deserve and know that your financial future will be taken care of. It’s worth it!